Investment analysis

Every deal, underwritten.

Rentals, flips and land across the Rio Grande Valley. Model it below, then let me pressure-test it.

Run the numbers Request a feasibility study

Co-founderLifted Ventures, board director

6 yearsPepsiCo key-account sales

MBA, 4.0 GPALiberty University

Hablo españolEnglish and Spanish

Deal analyzer

Pressure-test the deal.

Three models. Results update as you type.

Purchase

Purchase price ($)

Closing costs (% of price)

Rehab and make-ready ($)

Financing

Down payment (%)

Interest rate (%)

Loan term (years)

Income

Units

Rent per unit ($/mo)

Other income ($/mo)

Vacancy and credit loss (%)

Operating expenses

Property taxes ($/yr)

Insurance ($/yr)

Maintenance (% of rent)

Management (% of collected rent)

Capex reserve (% of rent)

HOA ($/mo)

Exit

Appreciation (%/yr)

Hold period (years)

Rents and expenses held flat. Conservative by design.

Monthly cash flow

Net operating income (yr)
Cap rate (on price)
Cash-on-cash return
DSCR
Gross rent multiplier
Mortgage payment (P&I, mo)
Total cash needed
Projected sale price
IRR estimate

IRR assumes a sale at the end of the hold, less 6% selling costs and the loan payoff. Cash needed is down payment, closing costs and rehab. Estimates only, not financial advice.

Example analyses

Three deals. Three verdicts.

Run through the analyzer above. Load one, then change the inputs.

Hypothetical Rental hold

Mission, TX

Fourplex at asking

5.3%Cap rate

0.89xDSCR

−$269Cash flow/mo

Rents miss the debt. Near $386,500, with taxes reset, coverage hits 1.25x.

Load in analyzer

Hypothetical Fix and flip

Edinburg, TX

$160K buy, $45K rehab

$20,550Net profit

33.2%ROI on cash

7.8%Of ARV

Profitable, but $19,500 over the 70% rule. One surprise erases it.

Load in analyzer

Hypothetical Land and lots

Hidalgo County, TX

10 acres, 40 finished lots

$403,600Margin

16.3%Of revenue

$51,379Break-even lot

A healthy spread on paper, if density, drainage and utilities clear the city.

Load in analyzer

Illustrations built from the analyzer's default inputs. Not listings, appraisals or market data.

Feasibility study

From estimate to evidence.

One property. Every placeholder replaced with verified numbers.

Comps and a rent survey
Zoning and utilities, confirmed with the city
FEMA flood zone and what it does to insurance
Taxes and insurance underwritten at your price
Hold, refinance and sale exit cases
Risks named plainly, with the cost to fix

Prefer to talk first? Book a call or call (956) 617-6667.

Request a study

Name

Phone (optional)

Property address or area

Property type

Budget

Primary goal

Timeline

Notes

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Questions

Investor FAQ.

Does the analyzer replace an appraisal or a loan approval?

No. It is a screening tool. Lenders, appraisers and inspectors make their own calls, and real taxes, insurance, rents and repair costs should replace the placeholders before you offer. A feasibility study does exactly that.

What DSCR do lenders look for on a rental?

It depends on the lender and program. Some accept close to 1.0x, and many prefer 1.20x to 1.25x or higher. Below 1.0x, the property does not cover its own debt.

How should I estimate Texas property taxes on an investment?

Use your purchase price, not the seller's current bill. The appraisal district may revalue after a sale, and homestead exemptions apply only to an owner's primary residence, so the seller's exemptions will not carry over to you.