Rio Grande Valley Real Estate
Make your Valley move count.
Homes, land and commercial property from McAllen to South Padre Island, guided by an Army veteran and MBA who runs the numbers like an investor before you sign anything.
Work with Amy
How I can help.
Four ways in, one standard: clear numbers, straight advice and calm execution from first call to closing table.
Buy a home
A payment-first plan, offers built on comparable sales and a steady hand from first tour to keys.
Buying with Amy
Sell your home
Pricing grounded in the comps, a launch that presents the home well and negotiation that protects your net.
Selling with Amy
Invest
Rentals, land and small multifamily, underwritten with real numbers before you commit capital.
Investment services
Commercial
Retail, office, industrial and land for owner-users and investors, whether you plan to buy or lease.
Commercial servicesThe investor's lens
Underwrite it like an investor.
I have run P&Ls, negotiated with national accounts and underwritten deals as an investor. Every client gets that same discipline: what a property costs to own, what it can earn and where the leverage sits at the table.
- Cap rate, cash flow and cash-on-cash before you write an offer
- Rent, tax and insurance assumptions you can see and challenge
- Seller pricing built on comparable sales, not wishful thinking
- Calm, documented execution from contract to close
Quick rental analyzer
LiveEstimated cap rate
6.4%
- Monthly cash flow
- $0
- Cash-on-cash return
- 0.0%
- Net operating income (yr)
- $0
- Mortgage payment (mo)
- $0
- Cash invested
- $0
Sample inputs; replace them with the property you are considering. Assumptions for a quick screen: 8% vacancy, property taxes at 2.4% of price per year, insurance at 1% of price per year, maintenance at 8% of rent, 30-year fixed loan. Cash invested counts the down payment only (no closing costs or repairs). Actual taxes, insurance and costs vary by property. This is an estimate, not financial advice.
Communities
Explore the Valley.
Twelve cities across Hidalgo and Cameron counties, from the border bridges to the Gulf. Pick a place to see neighborhoods, amenities and drive times.
McAllen
McAllen International Airport, La Plaza Mall and Quinta Mazatlán, a World Birding Center site.
Hidalgo CountyMission
Bentsen-Rio Grande Valley State Park and the Anzalduas International Bridge.
Hidalgo CountyEdinburg
The Hidalgo County seat and home of UTRGV's Edinburg campus.
Hidalgo CountyPharr
Home of the Pharr-Reynosa International Bridge, a leading crossing for fresh produce.
Hidalgo CountyWeslaco
Mid-Valley city with Estero Llano Grande State Park and a Texas A&M AgriLife research center.
Hidalgo CountySan Juan
Between Pharr and Alamo on the I-2 corridor, minutes from central McAllen.
Hidalgo CountyAlamo
Gateway to Santa Ana National Wildlife Refuge, just south of town on the river.
Hidalgo CountyDonna
Mid-Valley city on I-2, home of the Donna-Rio Bravo International Bridge.
Hidalgo CountyHidalgo
Border city at the McAllen-Hidalgo-Reynosa International Bridge and the Old Hidalgo Pumphouse.
Cameron CountyHarlingen
Central Cameron County city served by Valley International Airport.
Cameron CountyBrownsville
The Cameron County seat, with the Port of Brownsville and UTRGV's Brownsville campus.
Cameron CountySouth Padre Island
Gulf beaches at the end of the Queen Isabella Causeway.
Meet Amy
An operator in your corner.
I'm Amy Herrera, a Texas real estate sales agent based in McAllen and serving the Rio Grande Valley through South Padre Island.
Before real estate, I served as a Captain in the U.S. Army Reserve, where I oversaw personnel operations for a 600-soldier aviation battalion. I spent six years in key-account and foodservice sales at PepsiCo, then co-founded Lifted Ventures, a profitable consumer products, distribution and e-commerce company, where I serve as a board director. I earned my MBA from Liberty University with a 4.0 and my undergraduate degree from Texas A&M University.
That path shaped how I work: numbers first, a written plan, steady communication and negotiation that holds its ground. Brokered by Real Broker, LLC.
Army Achievement Medal. Benjamin Harrison Medal. Distinguished Honor Graduate of my officer leadership course.
How it works
A clear path, start to close.
You always know what happens next, who is doing it and what it costs. No surprises at the closing table.
Start with a callStrategy call
Twenty minutes on your goals, timing and budget, so we both know whether and how to move forward.
Plan + numbers
Buyers get a payment and offer strategy. Sellers get a pricing and prep plan built on comparable sales. Investors get a written underwrite.
Search or launch
Focused tours of homes that fit your criteria, or a listing launch built on clean pricing and strong presentation.
Negotiate + close
Offers, option-period repairs, appraisal and title, managed to the closing table with steady updates along the way.
Listing alerts
Be first to new listings that fit.
Tell me the city, budget and type of property you want. I'll send new matches as they come up, with a short note on price and value when something stands out.
- Curated to your criteria, not an automated flood
- Homes, condos, land, multifamily and commercial
- Stop anytime with a one-line reply
Calculators
Run the numbers.
Free tools for the questions that come up most in the Valley, from monthly payments to FIRPTA withholding.
Mortgage payment
Principal, interest, taxes and insurance in one monthly number.
Open calculatorITIN mortgage
Estimate the down payment and payment on an ITIN home loan.
Open calculatorFIRPTA withholding
See what may be withheld when a foreign seller sells U.S. property.
Open calculatorRent vs. buy
Compare the true cost of renting and owning over the years you plan to stay.
Open calculatorGuides
Know before you sign.
Plain-English guides to buying, selling and financing in South Texas.
Buying your first home in the Rio Grande Valley
Pre-approval, the option period, closing costs and the order to do it all in.
Read the guide FinancingITIN mortgages in Texas
How ITIN home loans work, what lenders look for and how to prepare your documents.
Read the guide VeteransVA home loans in Texas
Eligibility, the certificate of eligibility, funding fee basics and how VA offers compete.
Read the guideFAQ
Questions, answered.
Quick answers to what Valley buyers and sellers ask most. For your specific situation, book a call.
How long does it take to close on a home in Texas?
Most financed purchases close about 30 to 45 days after both sides sign the contract, depending on the lender, appraisal and title work. Cash purchases can often close faster, sometimes in two to three weeks.
What is the option period in a Texas home purchase?
On the standard TREC resale contract, the buyer can pay the seller an option fee for the unrestricted right to terminate within a negotiated number of days. Inspections and repair requests usually happen in that window. If you terminate on time, your earnest money is generally refunded, but the option fee is not.
Can I buy a home in Texas with an ITIN instead of a Social Security number?
Yes. Some lenders offer mortgage programs for borrowers who file taxes with an Individual Taxpayer Identification Number. These are usually non-QM loans, so expect a larger down payment and often a higher rate than a conventional loan. I can help you compare lenders and run the numbers before you shop.
Do foreign sellers owe FIRPTA withholding when selling in Texas?
Usually. Under FIRPTA, when the seller is a foreign person, the buyer generally must withhold 15% of the gross sale price and send it to the IRS. If the buyer will use the home as a residence, the rate is 10% for prices from $300,001 to $1 million and zero at $300,000 or less. An IRS withholding certificate can also reduce it, so involve a tax professional early.
What does a buyer's agent cost in the Rio Grande Valley?
Commissions are not set by law and are always negotiable. Since practice changes that took effect in August 2024 after the NAR settlement, buyers sign a written agreement with their agent before touring homes, and that agreement states how the agent is paid. A seller may still agree to cover some or all of that fee as part of your offer. I walk you through the agreement before you sign.
Is this site available in Spanish?
Yes. Este sitio está disponible en español. Tap ES at the top of any page or visit the Spanish homepage.
Book a call
Book a 20-minute call.
Bring your questions about buying, selling, investing or commercial space. You will leave with a clear next step, whether or not we work together.
Prefer to pick a time? Visit the booking page.