Builder selling nowGated

Falcons Landing in Los Fresnos, TX New homes by U R Home Texas

Independent buyer's guide by Amy Herrera, REALTOR®, a Texas real estate sales agent with RE/MAX Elite. Amy is not the listing agent for Falcons Landing and does not represent U R Home Texas, which has not reviewed or endorsed this page. Prices and incentives are from U R Home Texas' website, checked Oct 14, 2026.

  • 2,175 to 2,400 sq ft
  • 4 beds
  • Los Fresnos CISD (assumed, confirm)
  • Tax rate 2.203246 per $100

Builder price range

$510,000 to $545,000

Builder's published price, checked Oct 14, 2026. Amy represents buyers, not U R Home Texas.

See U R Home Texas' page for Falcons Landing (opens in a new tab)

Key facts

From U R Home Texas' website and public records, checked Oct 14, 2026. Confirm current details with the builder before you sign.

Price
$510,000 to $545,000Builder's published price, checked Oct 14, 2026. Amy represents buyers, not U R Home Texas.
Status
Builder selling now
Home sizes
2,175 to 2,400 sq ft Builder-published plan range
Bedrooms
4
Home types
Single-family
Quick move-in
None listed by the builder
School district
Los Fresnos CISD (assumed, confirm)
HOA
Not published by the builder
PID or MUD
None published by the builder. Ask the title company for the PID and MUD notices before you sign.
Tax rate
2.203246 per $100 2025 adopted rates. Street location not published. Assumes the home is inside Los Fresnos city limits. Homes in Los Fresnos CISD pay Texas Southmost College and Brownsville Navigation District taxes; the drainage district (#1 shown, or #3 or #4) depends on the lot. See the tax stack below.
Location
Los Fresnos, about 25 minutes from South Padre Island
Amenities
Gated, kayak park, dog park, native wildflower preserve, resaca-style water features on many homesites, cul-de-sac streets Per the builder
Checked
Oct 14, 2026

Est. True Monthly at the starting price

The loan payment, property tax, home insurance and windstorm coverage where it applies, in one estimate. Change the down payment or rate to see your own numbers.

8.08% APR FHA example

Default rate: Freddie Mac's weekly national average, week of Oct 8, 2026.

Est. True Monthly at $510,000

$4,805/mo+ HOA

FHA example: 5% down, 30-year fixed, 8.08% APR (7.40% rate). Includes estimated tax, insurance and mortgage insurance. Not a loan offer.

APR and payment schedule

How this estimate is built. Example loan: FHA 30-year fixed rate. Price $510,000 (the lowest price the builder publishes). Down payment 5% ($25,500). Loan amount $492,979, which includes FHA's 1.75% upfront mortgage insurance premium ($8,479) added to the loan. APR 8.08%, interest rate 7.40%.

Payments: 360 monthly payments of $3,413.29 for principal and interest, plus FHA annual mortgage insurance of $201.02 a month in year 1. The mortgage insurance is recalculated each year, gets slightly smaller as the loan is paid down, and lasts the life of the loan at this down payment. Year 1 loan payment: $3,614.31.

The rest of Est. True Monthly is estimates, not loan terms: property tax $833, home insurance $292 and windstorm insurance $66 a month. Property tax applies the homestead exemption: $140,000 off school district tax ($5,000 off South Texas ISD). HOA dues are not published by the builder and are not included. Your lender sets escrow from the real tax bill and your insurance quote, so your actual payment will be different, and it often rises in year 2 when a new home is taxed at full value.

Assumptions: no discount points, no lender fees and no prepaid interest; if you pay them, your APR will be higher: with a typical 1% lender fee ($4,845), this example's APR would be about 8.18%. The rate is Freddie Mac's weekly national average for 30-year fixed loans for the week of October 8, 2026 (borrower profile: 20% down, good to excellent credit); your rate depends on your credit, down payment, loan type and lender. FHA loans need at least 3.5% down and a base loan at or under the 2026 FHA limit of $541,287 in Hidalgo, Cameron, Starr and Willacy counties.

This is an estimate, not a loan offer, a rate quote or a commitment to lend. Amy Herrera is a real estate sales agent with RE/MAX Elite, not a lender or loan originator. Ask a lender for a Loan Estimate.

Nearest community on this guide: Palo Alto Groves by Esperanza Homes, about 5.7 miles away.

Not included: HOA dues (not published by the builder), utilities and closing costs. Year 1 tax is often lower on a new home and rises in year 2; the estimate uses the full-value tax.

Property taxes in Falcons Landing

2025 adopted rates per $100 of value for the taxing units on a Los Fresnos bill in Los Fresnos CISD.

2025 property tax rates per $100 for Falcons Landing
Taxing unitRate per $100Source
Cameron County0.424393Source 1 for the Cameron County rate (opens in a new tab)
South Texas ISD0.0492Source 1 for the South Texas ISD rate (opens in a new tab)
Texas Southmost College0.111809Source 1 for the Texas Southmost College rate (opens in a new tab)
Drainage District #10.026983Source 1 for the Drainage District #1 rate (opens in a new tab)
Brownsville Navigation District0.025589Source 1 for the Brownsville Navigation District rate (opens in a new tab)
City of Los Fresnos0.685Source 1 for the City of Los Fresnos rate (opens in a new tab)
Los Fresnos CISD0.880272Source 1 for the Los Fresnos CISD rate (opens in a new tab)
Combined2.203246

2025 adopted rates. Cameron Appraisal District's 2025 adopted-rates list, checked against the district's 2025 roll for this community's streets.

At the starting price of $510,000, the yearly property tax is about $10,002 for a homeowner with the homestead exemption, or about $11,237 without it (a second home or rental).

Homestead exemption. A homeowner gets $140,000 off school district tax ($5,000 off South Texas ISD), so it mostly lowers the Los Fresnos CISD part of the bill. How to file.

City limits. Street location not published. Assumes the home is inside Los Fresnos city limits. Homes in Los Fresnos CISD pay Texas Southmost College and Brownsville Navigation District taxes; the drainage district (#1 shown, or #3 or #4) depends on the lot.

Year 1 is different. A new home is often taxed on the lot in its first year, so the bill usually rises in year 2. Protesting an appraisal.

Location

Los Fresnos, Cameron County. School district: Los Fresnos CISD (assumed, confirm).

Location panel, not a photo. No recent public aerial photo shows this community yet; use the map link for the exact spot.

Los Fresnos, about 25 minutes from South Padre Island

About 12.8 miles, in a straight line, from Brownsville South Padre Island International Airport.

Open in Google Maps (opens in a new tab)

Nearby communities on this guide

Builder-published prices, checked Oct 14, 2026. Amy represents buyers, not these builders.

Before your first model visit

How Amy helps

Amy Herrera, REALTOR®, RE/MAX Elite

Amy habla español.

In many new-home purchases the builder pays the buyer's agent. Your written buyer agreement states Amy's services, how she is paid and by whom. Broker compensation is not set by law and is fully negotiable.

Sign a written buyer agreement, then Amy registers you with the builder before your first visit, compares this community with others, negotiates and walks you through the builder's contract. How registration works.

Protect your representation.

Amy replies personally, in English or Spanish. Your information is never sold. Privacy policy.

About this page. This is an independent buyer's guide to Falcons Landing by Amy Herrera, REALTOR®, a Texas real estate sales agent with RE/MAX Elite. Amy is not the listing agent for Falcons Landing and does not represent U R Home Texas; U R Home Texas has not reviewed or endorsed this page. Prices, plans, lot availability, HOA dues and incentives are taken from U R Home Texas' website (urhometexas.com) on Oct 14, 2026 and change often. Confirm current terms with U R Home Texas before you sign. Incentives are set by U R Home Texas, may require its preferred lender, and have conditions shown with each offer. If you want Amy to represent you, sign a written buyer agreement and have her register you with U R Home Texas before your first visit to the sales office. Broker compensation is not set by law and is fully negotiable. Builder names are trademarks of their owners and are used only to identify their communities. How the estimates and checks work.

Questions about Falcons Landing

What is the property tax rate in Falcons Landing?

The 2025 combined rate is 2.203246 per $100 of value: Cameron County 0.424393, South Texas ISD 0.0492, Texas Southmost College 0.111809, Drainage District #1 0.026983, Brownsville Navigation District 0.025589, City of Los Fresnos 0.685 and Los Fresnos CISD 0.880272. Homeowners who live in the home can claim the homestead exemption: $140,000 off school district tax ($5,000 off South Texas ISD). Street location not published. Assumes the home is inside Los Fresnos city limits. Homes in Los Fresnos CISD pay Texas Southmost College and Brownsville Navigation District taxes; the drainage district (#1 shown, or #3 or #4) depends on the lot.

Does Falcons Landing have a PID or MUD?

U R Home Texas does not publish one. Texas sellers must give a notice when a property is in a public improvement district or a municipal utility district; ask the title company for it before you sign.

Is there an HOA in Falcons Landing, and how much are the dues?

Not published by the builder. Ask the builder for the HOA budget, the resale certificate and the deed restrictions, which can also limit leasing.

Do I need my own agent to buy in Falcons Landing?

No, but the sales team at the model home works for U R Home Texas. A buyer's agent works for you: Amy can register you before your first visit, compare communities, negotiate incentives and walk you through the builder's contract. In many new-home purchases the builder pays the buyer's agent. Your written buyer agreement states Amy's services, how she is paid and by whom. Broker compensation is not set by law and is fully negotiable.

Why might my first-year tax bill be lower than this estimate?

Texas taxes property on its January 1 status. A home finished during the year is often taxed on the lot or a partly built house for that first year, so the first bill can be much lower and the escrow payment usually rises in year 2 when the home is taxed at full value. Est. True Monthly uses the full-value tax on purpose.