Builder selling now
Oak Ranch in Harlingen, TX New homes by Zarate Homes & Designs
Independent buyer's guide by Amy Herrera, REALTOR®, a Texas real estate sales agent with RE/MAX Elite. Amy is not the listing agent for Oak Ranch and does not represent Zarate Homes & Designs, which has not reviewed or endorsed this page. Prices and incentives are from Zarate Homes & Designs' website, checked Oct 14, 2026.
Checked Oct 14, 2026; builder prices and incentives may have changed. Ask Amy for today's numbers.
Ask Amy for current builder pricing.
- Harlingen CISD
- Tax rate 2.079746 per $100
Price
Ask Amy for current pricing
Ask Amy for current builder pricing.
See Zarate Homes & Designs' page for Oak Ranch (opens in a new tab)
Key facts
From Zarate Homes & Designs' website and public records, checked Oct 14, 2026. Confirm current details with the builder before you sign.
- Price
- Ask Amy for current pricing
- Status
- Builder selling nowThe builder's one available home is listed by another brokerage; ask Amy for current pricing.
- Home types
- Single-family
- Quick move-in
- Ask Amy
- School district
- Harlingen CISD
- HOA
- Not published by the builder
- PID or MUD
- None published by the builder. Ask the title company for the PID and MUD notices before you sign.
- Tax rate
- 2.079746 per $100 2025 adopted rates. Assumes the home is inside Harlingen city limits and in Harlingen CISD. See the tax stack below.
- Location
- Thacker Ln, Harlingen
- Amenities
- Estate-size lots Per the builder
- Checked
- Oct 14, 2026
Est. True Monthly
The builder's one available home is listed by another brokerage; ask Amy for current pricing.
Property taxes in Oak Ranch
2025 adopted rates per $100 of value for the taxing units on a Harlingen bill in Harlingen CISD.
| Taxing unit | Rate per $100 | Source |
|---|---|---|
| Cameron County | 0.424393 | Source 1 for the Cameron County rate (opens in a new tab) |
| South Texas ISD | 0.0492 | Source 1 for the South Texas ISD rate (opens in a new tab) |
| Port of Harlingen | 0.01911 | Source 1 for the Port of Harlingen rate (opens in a new tab) |
| City of Harlingen | 0.52606 | Source 1 for the City of Harlingen rate (opens in a new tab) |
| Harlingen CISD | 0.9182 | Source 1 for the Harlingen CISD rate (opens in a new tab) |
| Drainage District #5 | 0.142783 | Source 1 for the Drainage District #5 rate (opens in a new tab) |
| Combined | 2.079746 |
2025 adopted rates. Cameron Appraisal District's 2025 adopted-rates list, checked against the district's 2025 roll for this community's streets.
Homestead exemption. A homeowner gets $140,000 off school district tax ($5,000 off South Texas ISD), so it mostly lowers the Harlingen CISD part of the bill. How to file.
City limits. This stack assumes the home is inside Harlingen city limits and in Harlingen CISD. Outside city limits there is no city tax; confirm both for the exact lot with the appraisal district.
Year 1 is different. A new home is often taxed on the lot in its first year, so the bill usually rises in year 2. Protesting an appraisal.
Location
Harlingen, Cameron County. School district: Harlingen CISD.
Thacker Ln, Harlingen
About 6.9 miles, in a straight line, from Valley International Airport in Harlingen.
Open in Google Maps (opens in a new tab)
Nearby communities on this guide
- Paloma Ranch0.7 miU R Home Texas, Harlingen · From $302,500
- Paloma Ranch0.8 miHakes Brothers, Harlingen · From $265,990
- Harlingen Lakes1.1 miZarate Homes & Designs, Harlingen · From $325,000
- Ashwood Estates1.3 miU R Home Texas, Harlingen · From $360,000
Builder-published prices, checked Oct 14, 2026. Amy represents buyers, not these builders.
Before your first model visit
How Amy helps
Amy Herrera, REALTOR®, RE/MAX Elite
Amy habla español.
In many new-home purchases the builder pays the buyer's agent. Your written buyer agreement states Amy's services, how she is paid and by whom. Broker compensation is not set by law and is fully negotiable.
Sign a written buyer agreement, then Amy registers you with the builder before your first visit, compares this community with others, negotiates and walks you through the builder's contract. How registration works.
Protect your representation.
About this page. This is an independent buyer's guide to Oak Ranch by Amy Herrera, REALTOR®, a Texas real estate sales agent with RE/MAX Elite. Amy is not the listing agent for Oak Ranch and does not represent Zarate Homes & Designs; Zarate Homes & Designs has not reviewed or endorsed this page. Prices, plans, lot availability, HOA dues and incentives are taken from Zarate Homes & Designs' website (zaratehomedesigns.com) on Oct 14, 2026 and change often. Confirm current terms with Zarate Homes & Designs before you sign. Incentives are set by Zarate Homes & Designs, may require its preferred lender, and have conditions shown with each offer. If you want Amy to represent you, sign a written buyer agreement and have her register you with Zarate Homes & Designs before your first visit to the sales office. Broker compensation is not set by law and is fully negotiable. Builder names are trademarks of their owners and are used only to identify their communities. How the estimates and checks work.
Questions about Oak Ranch
What is the property tax rate in Oak Ranch?
The 2025 combined rate is 2.079746 per $100 of value: Cameron County 0.424393, South Texas ISD 0.0492, Port of Harlingen 0.01911, City of Harlingen 0.52606, Harlingen CISD 0.9182 and Drainage District #5 0.142783. Homeowners who live in the home can claim the homestead exemption: $140,000 off school district tax ($5,000 off South Texas ISD). This assumes the home is inside Harlingen city limits and in Harlingen CISD; confirm both for the exact lot.
Does Oak Ranch have a PID or MUD?
Zarate Homes & Designs does not publish one. Texas sellers must give a notice when a property is in a public improvement district or a municipal utility district; ask the title company for it before you sign.
Is there an HOA in Oak Ranch, and how much are the dues?
Not published by the builder. Ask the builder for the HOA budget, the resale certificate and the deed restrictions, which can also limit leasing.
Do I need my own agent to buy in Oak Ranch?
No, but the sales team at the model home works for Zarate Homes & Designs. A buyer's agent works for you: Amy can register you before your first visit, compare communities, negotiate incentives and walk you through the builder's contract. In many new-home purchases the builder pays the buyer's agent. Your written buyer agreement states Amy's services, how she is paid and by whom. Broker compensation is not set by law and is fully negotiable.