Every taxing unit on a McAllen bill
Your bill adds up one line per taxing unit. These are the units on the 2025 appraisal roll for homes inside McAllen city limits, with McAllen ISD as the school district. Rates are dollars per $100 of taxable value.
| Taxing unit | M&O 2025 | I&S 2025 | 2025 rateadopted | 2026 rateadopted, where confirmed | Sources |
|---|---|---|---|---|---|
| Hidalgo CountyCounty | 0.518000 | 0.057000 | 0.575000 | Not confirmed yet | Comptroller 2025 county file, HCAD roll record |
| Hidalgo County Drainage District #1Drainage district | 0.049500 | 0.062800 | 0.112300 | Not confirmed yet | Comptroller 2025 special district file, HCAD 2025 roll |
| South Texas College DistrictCollege district | 0.140000 | 0.022000 | 0.162000 | Not confirmed yet | Comptroller 2025 special district file, HCAD 2025 roll |
| South Texas ISD (magnet district)School district (countywide) | 0.049200 | 0.000000 | 0.049200 | 0.049200 | Cameron CAD 2025 rates, HCAD 2025 roll, Cameron CAD 2026 adopted rates |
| City of McAllenCity | 0.413841 | 0.035148 | 0.448989 | 0.448989 | McAllen rate history, McAllen 2025 notice, HCAD roll record |
| McAllen ISDSchool district | 0.802200 | 0.130000 | 0.932200 | Not confirmed yet | Comptroller 2025 school file, HCAD 2025 roll |
| Combined (McAllen ISD) | 2.279689 | Not complete |
The Comptroller's 2025 city file shows 0.076532 for McAllen because its M&O figure is entered as 0.041384 instead of 0.413841; the city's own rate history and the Hidalgo CAD roll show 0.448989, which is used here.
What makes up the McAllen rate
McAllen ISD is the biggest line on a McAllen bill: 0.9322 of the 2.2797 per $100, or 41% of the 2025 total. The countywide units (Hidalgo County, Hidalgo County Drainage District #1, South Texas College District and South Texas ISD (magnet district)) add 0.8985.
The City of McAllen's own 2025 rate is 0.448989, the second lowest of the 10 Hidalgo County city rates on this site (from 0.3514 to 0.7850).
At 2025 rates, McAllen's combined 2.2797 is the 7th lowest of the 20 Valley cities on this site and the lowest of the 10 in Hidalgo County.
Of the 10 years in the city's tax rate history, the City of McAllen's rate was highest in 2019 (0.495677); it was 0.448989 in 2025 and is the same in 2026.
| Tax year | Total | M&O | I&S |
|---|---|---|---|
| 2026 | 0.448989 | 0.413293 | 0.035696 |
| 2025 | 0.448989 | 0.413841 | 0.035148 |
| 2024 | 0.449989 | 0.412235 | 0.037754 |
| 2023 | 0.457285 | 0.418013 | 0.039272 |
| 2022 | 0.479900 | 0.436298 | 0.043602 |
| 2021 | 0.495600 | 0.447362 | 0.048238 |
| 2020 | 0.495600 | 0.442460 | 0.053140 |
| 2019 | 0.495677 | 0.440122 | 0.055555 |
| 2018 | 0.479234 | 0.440122 | 0.039112 |
| 2017 | 0.476300 | 0.440122 | 0.036178 |
Which school district?
McAllen city limits cross more than one school district, and the school district is the biggest line on the bill. About 84.1% of the homes are in McAllen ISD, so the tables on this page default to it. Your district depends on your exact address. Look it up on the Hidalgo County Appraisal District property search.
| School district | Share of homes in city limits (2020) | Combined rate 2025 | Homestead tax at $300,000 (2025) |
|---|---|---|---|
| McAllen ISD | about 84.1% | 2.2797 | $5,532 |
| Sharyland ISD | about 8.3% | 2.3050 | $5,572 |
| Edinburg CISD | about 3.8% | 2.2092 | $5,419 |
| Pharr-San Juan-Alamo ISD | about 3.6% | 2.3585 | $5,658 |
On a $300,000 homestead the Edinburg CISD part of McAllen pays about $5,419 a year, and the Pharr-San Juan-Alamo ISD part about $5,658, a difference of $239.
Also inside city limits, each with under 0.5% of the homes: Mission CISD (combined 2.4605 in 2025). The estimator below includes them.
Of the 53,622 housing units the 2020 Census counted inside McAllen city limits, 45,119 in McAllen ISD, 4,467 in Sharyland ISD, 2,029 in Edinburg CISD, 1,955 in Pharr-San Juan-Alamo ISD and 45 in Mission CISD.
Units that tax only some homes
Hidalgo County ESD #3 (2025 rate 0.0068) taxes some parcels inside McAllen city limits: the 2025 record of a City of McAllen-owned lot (HCAD 588247) lists it with City of McAllen and McAllen ISD. It was not on any of the 40 sampled homes inside city limits, so the tables leave it out; the estimator lets you add it. A public improvement district (PID) in a newer subdivision bills an assessment, not a tax rate; the title company can tell you if a lot has one.
A McAllen mailing address can sit outside city limits, where there is no city tax and an emergency services district may tax instead. Your appraisal district record lists every unit on your home.
Estimate your McAllen property tax
Annual tax only. Pick your school district, enter the appraised value from your notice, and choose your exemptions.
The percentage is each district's share of the city's homes (2020 Census). Your exact district depends on your address.
Estimated property tax
$5,532 a year
Estimated 2025 property tax for McAllen, $300,000 taxable value before exemptions, combined rate 2.279689 per $100.
| Taxing unit | Rate per $100 | Taxable value | Tax |
|---|---|---|---|
| Hidalgo County | 0.575000 | $300,000 | $1,725 |
| Hidalgo County Drainage District #1 | 0.112300 | $300,000 | $337 |
| South Texas College District | 0.162000 | $300,000 | $486 |
| South Texas ISD (magnet district) | 0.049200 | $295,000 | $145 |
| City of McAllen | 0.448989 | $300,000 | $1,347 |
| McAllen ISD | 0.932200 | $160,000 | $1,492 |
| Total (estimate) | 2.279689 | $5,532 |
Estimate. Local-option exemptions and the 65+ school tax ceiling can lower it; your tax office has your exact bill.
What a McAllen home pays at $200,000, $300,000 and $400,000
| Appraised value | No exemptions | Homestead | Homestead, 65 or older |
|---|---|---|---|
| $200,000 | $4,559 | $3,252 | $2,693 |
| $300,000 | $6,839 | $5,532 | $4,972 |
| $400,000 | $9,119 | $7,811 | $7,252 |
What the exemptions are worth in McAllen
| Exemption | Saves a year | Tax left |
|---|---|---|
| Homestead ($140,000 off McAllen ISD, $5,000 off South Texas ISD) | $1,308 | $5,532 |
| Add 65 or older, or disabled ($60,000 more off McAllen ISD) | $559 | $4,972 |
| Add a veteran rating of 70% or more ($12,000 off every unit) | $274 | $5,258 |
| Veteran with a 100% rating or individual unemployability | $5,532 | $0 |
Not in those figures: on the 2025 Hidalgo CAD roll, Hidalgo County took $15,000 off (about $86 a year) for the 65+ accounts we sampled.
Rules and forms: how each exemption works, the homestead guide and the disabled veteran guide.
New construction in McAllen
New-home communities in McAllen on this site, with the tax stack each community page uses (school district and combined rate). Community pages use 2025 adopted rates.
- Anaqua at Tres Lagos, Esperanza Homes: Edinburg CISD, 2.2092 per $100
- Aqualina at Tres Lagos, Esperanza Homes: Edinburg CISD, 2.2092 per $100
- Eldorado at Thousand Oaks, Villa Homes: Edinburg CISD, 2.2092 per $100
- Eldorado at Thousand Oaks (Phase II lots), Red Rock Development: Edinburg CISD, 2.2092 per $100
- Las Brisas at Tres Lagos, Esperanza Homes: Edinburg CISD, 2.2092 per $100
- Tres Lagos (master-planned community), Rhodes Enterprises: Edinburg CISD, 2.2092 per $100
- Villas On Freddy, Esperanza Homes: Edinburg CISD, 2.2092 per $100
- Villas at Tres Lagos, Esperanza Homes: Edinburg CISD, 2.2092 per $100
- 9 Hundred Bicentennial, CJE Construction: McAllen ISD, 2.2797 per $100
- Harvest Coves, Esperanza Homes: McAllen ISD, 2.2797 per $100
- Cobblestone, U R Home Texas: Sharyland ISD, 2.3050 per $100
- Cobblestone I, WestWind Homes: Sharyland ISD, 2.3050 per $100
- Mayfair at Trinity, Dolcan Homes: Sharyland ISD, 2.3050 per $100
- Northwood Trails, Hakes Brothers: Sharyland ISD, 2.3050 per $100
- Northwood Trails (Blocks II and III lots), Red Rock Development: Sharyland ISD, 2.3050 per $100
- Stonebriar at Trinity Oaks, Affordable Homes of South Texas: Sharyland ISD, 2.3050 per $100
- Taylor Creek Village, Hakes Brothers: Sharyland ISD, 2.3050 per $100
Protest deadline
Who sends the bill, and when it is due
The Hidalgo County Tax Assessor-Collector, (956) 318-2157, collects for Hidalgo County, Hidalgo County Drainage District #1, South Texas College District, South Texas ISD (magnet district) and McAllen ISD. Online: hidalgocounty.us.
2026 bills go out in October and November 2026 and are on time if paid by Monday, Feb. 1, 2027, because Jan. 31 falls on a Sunday (Tax Code 31.02, 1.06). Penalties and installment plans.
Nearby cities
Questions
How much are property taxes on a $300,000 house in McAllen?
About $6,839 a year with no exemptions, $5,532 with a homestead exemption and $4,972 at 65 or older (2025 rates, McAllen ISD).
What is the property tax rate in McAllen, TX?
2.2797 per $100 (2.28%) for most homes in 2025: 6 taxing units.
Which school district am I in?
Most homes inside McAllen city limits (about 84.1%) are in McAllen ISD. Others are in Sharyland ISD (about 8.3%), Edinburg CISD (about 3.8%), Pharr-San Juan-Alamo ISD (about 3.6%), Mission CISD (under 0.5%). Check your address on the Hidalgo County Appraisal District property search.
When and where do I pay McAllen property taxes?
City of McAllen tax goes to the City of McAllen Tax Office, (956) 681-1330. The Hidalgo County Tax Assessor-Collector, (956) 318-2157, collects for Hidalgo County, Hidalgo County Drainage District #1, South Texas College District, South Texas ISD (magnet district) and McAllen ISD. 2026 bills are on time if paid by Monday, Feb. 1, 2027, because Jan. 31 is a Sunday.
Next steps
- Living in McAllen: the McAllen community guide.
- Building or buying new: new construction in McAllen (each community page shows its own tax stack).
- Countywide view: Hidalgo County property tax rates, and all 20 Valley cities compared.
- Mortgage and affordability math: calculators.
Sources and method
Units: 40 of 40 sampled Hidalgo County Appraisal District 2025 roll records with a McAllen mailing address that were inside city limits (sampled Oct 14, 2026). Rates: checked Oct 16, 2026 against the sources below. Full method and data file.